Some people have even used a 0% credit cards for other type of investment to start up the business and also stock exchange trading. A Disney credit card can be very useful for anyone who is intending to spend anything on Disney products.
A Disney credit card is a credit card where points can be spent on Disney products. It is card with 0% no annual fee credit card . Go for a Bank which offers a Disney Visa but American Express and MasterCard do not offer a Disney credit card.
When your application is accepted you can choose which Disney picture you want on your card and you receive information on special deals from Disney. Also, if you buy anything using your Disney credit card, you receive special points called “Disney Dream Reward Dollars” (one for every $100 you spend on purchases:- amount transfers money charges don’t add towards these points) which can be used for many Disney products including, restaurants, DVD’s Disney cruise, online Disney shops toys, special event tickets, hotels, and other stock exchange trading.
Having a Disney card can make you feel like a member of a special and also sometimes get free gifts for example free invitations to look upon a new upcoming Disney movie. Some people have even used a 0% credit cards for other type of investment to start up the business and also stock exchange trading. A Disney credit card can be very useful for anyone who is intending to spend anything on Disney products.
You can utilize the card just like any other credit card so the rewards are in a sense “free” so if you are spending any amount on Disney products, the card gives you something extra at free of cost. The 0% credit cards interest can be used to save interest payments overall or can even be used to make money by using the available funds into an bank account.
The benefits of Disney credit cards:
0% credit card for vacation financing for upto 6 months.
No Block Outs
Online shopping on various Disney products as mentioned above.
Unlike most store credit cards that carry high rates of interest, a right way of diverting a shopper into debt, the Disney card has a number of positive features.
Non-benefits of Disney Credit Cards
High APR after the Introductory Period:
The variable APR following the intial period can be as high as 16% or 20%, depending upon the credit rating of the borrower. In other words, a lower APR would be subject to a good credit score.
Short time Period:
The time period on the card is 20 days. In other words, a person can avoid paying interest on the amount charged to the card given he pays the whole amount within 20 days. There are other credit cards that offer a grace period of 30 days.
Credit cards are wonderful if used in aright way. A person can buy now and pay later. However, one must remember that money spent today has to be paid tomorrow. Disney cards are no exception.
Friday, February 5, 2010
Get A Free! Disney Credit Card
Some people have even used a 0% credit cards for other type of investment to start up the business and also stock exchange trading. A Disney credit card can be very useful for anyone who is intending to spend anything on Disney products.
A Disney credit card is a credit card where points can be spent on Disney products. It is card with 0% no annual fee credit card . Go for a Bank which offers a Disney Visa but American Express and MasterCard do not offer a Disney credit card.
When your application is accepted you can choose which Disney picture you want on your card and you receive information on special deals from Disney. Also, if you buy anything using your Disney credit card, you receive special points called “Disney Dream Reward Dollars” (one for every $100 you spend on purchases:- amount transfers money charges don’t add towards these points) which can be used for many Disney products including, restaurants, DVD’s Disney cruise, online Disney shops toys, special event tickets, hotels, and other stock exchange trading.
Having a Disney card can make you feel like a member of a special and also sometimes get free gifts for example free invitations to look upon a new upcoming Disney movie. Some people have even used a 0% credit cards for other type of investment to start up the business and also stock exchange trading. A Disney credit card can be very useful for anyone who is intending to spend anything on Disney products.
You can utilize the card just like any other credit card so the rewards are in a sense “free” so if you are spending any amount on Disney products, the card gives you something extra at free of cost. The 0% credit cards interest can be used to save interest payments overall or can even be used to make money by using the available funds into an bank account.
The benefits of Disney credit cards:
0% credit card for vacation financing for upto 6 months.
No Block Outs
Online shopping on various Disney products as mentioned above.
Unlike most store credit cards that carry high rates of interest, a right way of diverting a shopper into debt, the Disney card has a number of positive features.
Non-benefits of Disney Credit Cards
High APR after the Introductory Period:
The variable APR following the intial period can be as high as 16% or 20%, depending upon the credit rating of the borrower. In other words, a lower APR would be subject to a good credit score.
Short time Period:
The time period on the card is 20 days. In other words, a person can avoid paying interest on the amount charged to the card given he pays the whole amount within 20 days. There are other credit cards that offer a grace period of 30 days.
Credit cards are wonderful if used in aright way. A person can buy now and pay later. However, one must remember that money spent today has to be paid tomorrow. Disney cards are no exception.
A Disney credit card is a credit card where points can be spent on Disney products. It is card with 0% no annual fee credit card . Go for a Bank which offers a Disney Visa but American Express and MasterCard do not offer a Disney credit card.
When your application is accepted you can choose which Disney picture you want on your card and you receive information on special deals from Disney. Also, if you buy anything using your Disney credit card, you receive special points called “Disney Dream Reward Dollars” (one for every $100 you spend on purchases:- amount transfers money charges don’t add towards these points) which can be used for many Disney products including, restaurants, DVD’s Disney cruise, online Disney shops toys, special event tickets, hotels, and other stock exchange trading.
Having a Disney card can make you feel like a member of a special and also sometimes get free gifts for example free invitations to look upon a new upcoming Disney movie. Some people have even used a 0% credit cards for other type of investment to start up the business and also stock exchange trading. A Disney credit card can be very useful for anyone who is intending to spend anything on Disney products.
You can utilize the card just like any other credit card so the rewards are in a sense “free” so if you are spending any amount on Disney products, the card gives you something extra at free of cost. The 0% credit cards interest can be used to save interest payments overall or can even be used to make money by using the available funds into an bank account.
The benefits of Disney credit cards:
0% credit card for vacation financing for upto 6 months.
No Block Outs
Online shopping on various Disney products as mentioned above.
Unlike most store credit cards that carry high rates of interest, a right way of diverting a shopper into debt, the Disney card has a number of positive features.
Non-benefits of Disney Credit Cards
High APR after the Introductory Period:
The variable APR following the intial period can be as high as 16% or 20%, depending upon the credit rating of the borrower. In other words, a lower APR would be subject to a good credit score.
Short time Period:
The time period on the card is 20 days. In other words, a person can avoid paying interest on the amount charged to the card given he pays the whole amount within 20 days. There are other credit cards that offer a grace period of 30 days.
Credit cards are wonderful if used in aright way. A person can buy now and pay later. However, one must remember that money spent today has to be paid tomorrow. Disney cards are no exception.
Paypal Payments to India Being Reversed
If you receive payments via Paypal and you live in India, you will find anything sent as a personal payment reversed.
Things change rapidly across the internet and apparently Paypal which handles payment across the web and across the world has just put a new policy into place. It no longer sends personal payments to India.
Lots of writers who use sites like oDesk, associated Content, Triond and Factoidz may well be affected by this if those sites do not find a way round it.
I discovered this when I heard than a friend had his monthly earnings which add up to over a hundred dollars paid into his Paypal account and then found the transaction reversed. He immediately got onto the site and asked what was going on. A little investigation revealed that Paypal no longer accepts personal
Customers who asked for clarification were sent the following reply:
“Your payment of 123456 has been sent back to the sender of the payment. We reversed this payment because we have stopped allowing personal payments to be sent to or from India.” (Quoted from Paypal email).
There is a way round this if you do send payments to India.
Apparently earnings from writing, affiliate earnings, etc are counted as ‘personal’ payments. If you click the option in the payment box for sending payment for ‘goods,’ the payment will be allowed. It might be worth telling any site that has trouble paying you via Paypal about this. The key is not to identify it as a ‘gift’ on the Paypal forms. This really is quite bizarre. I have not tried this so I cannot guarantee that it works.
However, the advice in the paragraph above does not apply every time. I also read that an Indian company paid via Paypal had withdrawn their money to their bank account a week previously and then found that the transaction had been reversed and the money was taken from their bank account.
Apparently this was done to stop large amounts of money being sent as personal payments to avoid Paypal fees. It seems that if the payments are made as business payments and the fees paid, they will go through.
Things change rapidly across the internet and apparently Paypal which handles payment across the web and across the world has just put a new policy into place. It no longer sends personal payments to India.
Lots of writers who use sites like oDesk, associated Content, Triond and Factoidz may well be affected by this if those sites do not find a way round it.
I discovered this when I heard than a friend had his monthly earnings which add up to over a hundred dollars paid into his Paypal account and then found the transaction reversed. He immediately got onto the site and asked what was going on. A little investigation revealed that Paypal no longer accepts personal
Customers who asked for clarification were sent the following reply:
“Your payment of 123456 has been sent back to the sender of the payment. We reversed this payment because we have stopped allowing personal payments to be sent to or from India.” (Quoted from Paypal email).
There is a way round this if you do send payments to India.
Apparently earnings from writing, affiliate earnings, etc are counted as ‘personal’ payments. If you click the option in the payment box for sending payment for ‘goods,’ the payment will be allowed. It might be worth telling any site that has trouble paying you via Paypal about this. The key is not to identify it as a ‘gift’ on the Paypal forms. This really is quite bizarre. I have not tried this so I cannot guarantee that it works.
However, the advice in the paragraph above does not apply every time. I also read that an Indian company paid via Paypal had withdrawn their money to their bank account a week previously and then found that the transaction had been reversed and the money was taken from their bank account.
Apparently this was done to stop large amounts of money being sent as personal payments to avoid Paypal fees. It seems that if the payments are made as business payments and the fees paid, they will go through.
Rules for using Credit Card
In todays life having a Credit Card is normal. It has several benifits, which cannot be neglected. But using a Credit card without a proper discipline can let you face trouble.
I am not talking about the security of your credit card, but some Discipline, which must be followed, while using Credit Card.
1> Do not use your card for making daily shopping, like food, cloths etc. Try to pay using cash or Debit card. This will prevent you from leading to debt.
2> Don't use your credit card to buy those things that you cannot afford.
3>Credit cards are very helpful in emergency situation so keep in mind not to use overall limit of credit card in shooping. It is recomended that you don't go beyond 70% of your credit limit.
4>Try to determine What you Want? & What you need? Try not to use Credit card for your 'wants'. It will take you to unnecessary debt.
So follow the Discipline & make most of your Credit Card.
I am not talking about the security of your credit card, but some Discipline, which must be followed, while using Credit Card.
1> Do not use your card for making daily shopping, like food, cloths etc. Try to pay using cash or Debit card. This will prevent you from leading to debt.
2> Don't use your credit card to buy those things that you cannot afford.
3>Credit cards are very helpful in emergency situation so keep in mind not to use overall limit of credit card in shooping. It is recomended that you don't go beyond 70% of your credit limit.
4>Try to determine What you Want? & What you need? Try not to use Credit card for your 'wants'. It will take you to unnecessary debt.
So follow the Discipline & make most of your Credit Card.
Plastic Money
was discussing something about Plastic Money with my colleagues and some friends , that they have used it or not if yes then how often they use it , if not why ....... ?
as the banks and financial institutions are introducing their plastic cards i mean credit cards and debit cards which we often used in our daily financial needs . they are become a mandatory needs of our life and we are incomplete without them , if go for shopping then we need credit card we can use our cash for that but as the cash carring is become a hassle and risky for life . so we must carry our credit cards or debit cards .
Young generations are more comfortable with its easy use and they use it mostly on shopping , cinemas , restaurents , malls , hospitals etc . we must use it too as some banks are offering cash back on our daily uses of credit cards or debit cards .
it's very useful when we need some cash in emergency or in night just go to any ATM and withdraw the needed money and use it as could not go to banks in night or suppose you are Going to some other palace then your residence and you have some cash in your hand but as you know it's risky to carry cash in hand then don't worry deposit the cash in bank and withdraw it from your ATM .
Good news is that don't worry about your bank ATM if it's not around your residence or office then use your ATM card on other bank's ATM and its uses are free as per the RBI regulation but in a limit only 5 - Times .
Save more , shop more and earn more on your credit cards or debit cards . let the people know about Plastic money you have and encourage them about the plastic money uses and it's benefit . It's use is good in way to save the trees and Papers and less Cost cutting of Hard work and time for printing the notes .
RBI also planning to introduce the plastic notes because their life is more than the ordinary one as per the news i received from news sources . that's a good Planning of RBI .
as the banks and financial institutions are introducing their plastic cards i mean credit cards and debit cards which we often used in our daily financial needs . they are become a mandatory needs of our life and we are incomplete without them , if go for shopping then we need credit card we can use our cash for that but as the cash carring is become a hassle and risky for life . so we must carry our credit cards or debit cards .
Young generations are more comfortable with its easy use and they use it mostly on shopping , cinemas , restaurents , malls , hospitals etc . we must use it too as some banks are offering cash back on our daily uses of credit cards or debit cards .
it's very useful when we need some cash in emergency or in night just go to any ATM and withdraw the needed money and use it as could not go to banks in night or suppose you are Going to some other palace then your residence and you have some cash in your hand but as you know it's risky to carry cash in hand then don't worry deposit the cash in bank and withdraw it from your ATM .
Good news is that don't worry about your bank ATM if it's not around your residence or office then use your ATM card on other bank's ATM and its uses are free as per the RBI regulation but in a limit only 5 - Times .
Save more , shop more and earn more on your credit cards or debit cards . let the people know about Plastic money you have and encourage them about the plastic money uses and it's benefit . It's use is good in way to save the trees and Papers and less Cost cutting of Hard work and time for printing the notes .
RBI also planning to introduce the plastic notes because their life is more than the ordinary one as per the news i received from news sources . that's a good Planning of RBI .
Beware-ATM machines dole out fake notes!!!!
Are you a regular ATM user?? Then beware, ATMs now-a-days are doling out fake notes, which should be carefully noticed. Most of us do not even check the amount that comes out of an ATM, its obvious that we believe that the computer does not cheat us. That's fine. But some incidents in some parts of chennai have shocked customers and Bank authorities as well which is now a serious issue to be taken care of.
One incident which was published in a local newspaper and which was not made public issue happened in Mylapore, Chennai. One regular customer like everyday used his ATM card and debited money from a nationalised bank ATM. As most of the notes were Rs500/-, he wanted change and so he went to a nearby grocery store and did shopping. While paying the bill, the Grocery store manager refused his note as it was fake one!!! He checked it clearly and was able to find that it really was a fake one. He immediately contacted the Bank officials and told them about the incident. They apologized and changed the note for a new one. The customer exclaimed in his words,"I was a regular customer to the nearby store and so they did not file a compliant with the police for the fake note. What if it had been a different shop. I cannot even imagine the consequences."
What the customer went through was really unimaginable. All of us would have never thought about this even once all these days when we had used the ATMs. That too when we take a huge amount of money we do not even have the time to check once if the money we had debited is correct or not. Also most of the fake notes are very hard to find out as they are being printed in most advanced technology and it is now the current business for some people. Months ago RBI issued a notice all over India stating to look for Fake notes with the serial numbers starting with 2AC and 2AQ. Its actually surprising that Fake notes cannot be found out even by the Bank people as they do transactions in a bulk. Most the notes that are being printed fake are Rs500 and Rs1000 and so beware of that. Also some banks like Axis, have a policy where Rs100 notes are credited into the ATM for curbing the ATM fake note problem.
Whatever the safety measures are, it is our responsibility to look out for fake notes and inform the bank officials immediately if we find out one.
One incident which was published in a local newspaper and which was not made public issue happened in Mylapore, Chennai. One regular customer like everyday used his ATM card and debited money from a nationalised bank ATM. As most of the notes were Rs500/-, he wanted change and so he went to a nearby grocery store and did shopping. While paying the bill, the Grocery store manager refused his note as it was fake one!!! He checked it clearly and was able to find that it really was a fake one. He immediately contacted the Bank officials and told them about the incident. They apologized and changed the note for a new one. The customer exclaimed in his words,"I was a regular customer to the nearby store and so they did not file a compliant with the police for the fake note. What if it had been a different shop. I cannot even imagine the consequences."
What the customer went through was really unimaginable. All of us would have never thought about this even once all these days when we had used the ATMs. That too when we take a huge amount of money we do not even have the time to check once if the money we had debited is correct or not. Also most of the fake notes are very hard to find out as they are being printed in most advanced technology and it is now the current business for some people. Months ago RBI issued a notice all over India stating to look for Fake notes with the serial numbers starting with 2AC and 2AQ. Its actually surprising that Fake notes cannot be found out even by the Bank people as they do transactions in a bulk. Most the notes that are being printed fake are Rs500 and Rs1000 and so beware of that. Also some banks like Axis, have a policy where Rs100 notes are credited into the ATM for curbing the ATM fake note problem.
Whatever the safety measures are, it is our responsibility to look out for fake notes and inform the bank officials immediately if we find out one.
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